Blog
Whether you're nearing retirement or already enjoying your golden years, our blog is your trusted source for practical advice and thoughtful analysis to ensure you're well-prepared for the road ahead.
How Often Should Retirees Check Their Investments?
How Often Should Retirees Check Their Investments? A recent U.S. News report caught my attention because it said nearly one in three Americans are not regularly checking their bank balances because of anxiety. I understand that feeling...
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What Is The Three Bucket Retirement Strategy?
What Is the Three Bucket Retirement Strategy? My mom used to say you should never put all your eggs in one basket. When I was younger, I remember thinking, why are we carrying around baskets of eggs in the first place? Eventually I...
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Why Does the Math Change When You Retire?
Saving for Retirement vs Living in Retirement: Why the Math Changes Why Does the Math Change When You Retire? For decades, most people have one basic retirement investing goal: Put money in. You contribute to your 401(k). You fund an...
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Can I Really Afford to Retire? How to Know When You Are Financially Ready
Can I Really Afford to Retire? How to Know When You Are Financially Ready Can I Really Afford to Retire? One of the biggest questions I can answer for someone is also one of the shortest: "Greg, can I really afford to retire?" That is...
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What are 5 Habits of Happy and Confident Retirees?
The Happiest Retirees I Know Do These 5 Things What Makes Someone Happy in Retirement? I have had a front row seat to retirement for more than 33 years. I have watched people prepare for it, enter it, adjust to it, and hopefully enjoy...
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Should You Pay Off Your Mortgage Before You Retire?
Should You Pay Off Your Mortgage Before You Retire? For years, retirees have heard a familiar piece of financial advice. Pay off your mortgage before you retire. I understand the appeal. There is something incredibly comforting about...
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Bored in Retirement? 5 Ways to Get Your Spark Back
Bored in Retirement? 5 Ways to Get Your Spark Back What Happens When Retirement Gets Boring? There is a phrase I have heard from retirees that always gets my attention: “I’m just bored.” Sometimes it goes even deeper. “Nobody needs me...
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Retirement Is Not the Finish Line: How Do I Find Purpose After I Stop Working?
Retirement Is Not the Finish Line: How to Find Purpose After You Stop Working Retirement Is Not the Finish Line After helping families prepare for retirement for more than 33 years, I have learned something that might surprise you. You...
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Should You Get More Conservative With Investments in Retirement?
Should You Get More Conservative With Investments in Retirement? I hear this question all the time from people approaching retirement. "Greg, now that I'm retiring, shouldn't I get really conservative with my investments?" Maybe. But...
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Should I Rethink These 4 Retirement Rules?
4 Retirement Rules You May Want to Rethink A recent AAA study found something that probably will not surprise anyone who spends much time behind the wheel. Speeding has become pretty normal. Going 10 miles per hour over the speed limit...
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Should You Retire at 65? Why the Right Retirement Age Is Personal
Should You Retire at 65? Why the Right Retirement Age Is Personal A recent AAA study found that speeding has become pretty normal for American drivers. Going 10 miles per hour over the speed limit is widely considered acceptable, and...
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Do You Really Need a Written Retirement Plan?
Do You Really Need a Written Retirement Plan? I recently saw some interesting findings from LIMRA's Retirement Income Readiness Report. According to the report, 88 percent of people approaching retirement have thought about how they...
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Can Your Retirement Plan Answer the What Ifs?
Can Your Retirement Plan Answer the What Ifs? One of the biggest advantages of having a written retirement plan is that you can actually see how the pieces of your financial life fit together. I can tell someone they are probably going...
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Are You Prepared for the Unexpected in Retirement?
Are You Prepared for the Unexpected in Retirement? When Kristin recently told the story of a stressful experience going through airport security with our son, something stood out to me. The people at the airport were prepared for what...
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Why Is Retirement a Different Financial Game?
When younger people ask me what they should be doing for retirement, I often give them pretty simple advice. Get started. Pay yourself first. Contribute consistently. Take advantage of the retirement accounts available to you. Then...
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Will Your Money Last in Retirement? Planning for the Unknown
Will Your Money Last? How to Build a Retirement Plan for the Unknown One of the biggest fears I hear from people approaching retirement isn't dying—it's running out of money while they're still alive. In fact, an Allianz survey found...
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How Much Do I Need to Retire? Focus on Income, Not a Magic Number
How Much Do I Need to Retire? Why Income Matters More Than a Magic Number As America celebrates its 250th anniversary, there’s a lot to appreciate about this country—the people, the opportunities, the innovation and the freedom to...
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What Will You Leave Behind? Why Your Legacy Is About More Than Money
What Will You Leave Behind? Why Your Legacy Is About More Than Money When you hear the word legacy, what do you think about? For a lot of people, the first thing that comes to mind is money. Your retirement accounts. Your home....
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What Does Retirement Planning Have in Common With Driving a Stick Shift?
What Retirement Planning Has in Common With Driving a Stick Shift Some Things Never Change. Others Need a Completely New Approach. There was a time when driving a stick shift wasn't unusual—it was the norm. In fact, according to...
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What Will Your Family Remember About You?
What Will Your Family Remember About You? Have you ever driven past an estate sale and wondered about the person who lived there? In just a weekend, someone's lifetime of possessions is spread across a driveway. Furniture. Pictures....
Read MoreFeeling “Financially Frozen”? Here’s How to Gain Confidence in Retirement
Planning for retirement should be exciting—but for many Americans, it’s overwhelming. A recent survey found that 53% of people feel confused or paralyzed when it comes to making financial decisions. That’s not just a statistic—it’s a...
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Jackson Hole: The Time Has Come for Policy to Adjust
Now the only question is, “How much will short-term interest rates drop in September?” At his annual speech to global central bankers in Jackson Hole, Wyoming, Fed Chair Powell laid out a strategy to cut short-term interest rates, but...
Read MoreThe Impact of Presidential Policies on Your 401(k): Trump vs. Biden
The Impact of Presidential Policies on Your 401(k): Trump vs. Biden In the most recent Winning Retirement Radio Podcast episode, Greg and Kristen Taylor discuss how the presidencies of Trump and Biden have affected Americans' 401(k)s...
Read More401(k) Millionaires Are on the Rise
As we continue through 2024, I wanted to share some data that many may find positive. Fidelity Investments just announced that 440,000 retirement savers reached an incredible milestone in 2023: $1 million in their 401(k).1 That's...
Read MoreRetirement Confidence Rebounds, But Inflation Looms Large
The 2024 Employee Benefit Research Institute (EBRI) Retirement Confidence Survey was recently released, and it provides an illuminating look at the current state of retirement preparations and mindsets across the country. While the...
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10 Bucket List things to do in Retirement
Retirement opens up a whole new world of possibilities! Here are 10 bucket list ideas for things to do in retirement: Travel the World: Take that dream vacation you've always wanted. Explore different countries, immerse yourself in new...
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10 Ways to Make Your Home More Comfortable in Retirement
Transform your home into a haven of comfort and tranquility for your retirement years with these simple yet effective tips! From decluttering and organizing to creating cozy relaxation zones, discover how to make every corner of your...
Read More401(k) Millionaires Are on the Rise
As we continue through 2024, I wanted to share some data that many may find positive. Fidelity Investments just announced that 440,000 retirement savers reached an incredible milestone in 2023: $1 million in their 401(k).1 That's...
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Wishing You a Happy Father’s Day
Let’s hear it for the dads, the ones who help us grow, give us guidance, and look out for us in a million different ways. In celebration of Father’s Day, here are some of the ways you can honor the father-figures in your...
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This Memorial Day...
Memorial Day is a time for Americans to honor and remember those who lost their lives while serving in the armed forces. Veterans will think back on the men and women who served alongside them who gave the ultimate sacrifice for their...
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Happy Mother's Day
A very special day is returning – Mother's Day. It is a day of gratitude, adoration, and relaxation for Mom, a time to treat her like the queen she is. Mother's Day gives you a chance to touch the hearts of all the mothers in...
Read MoreA Smaller Social Security Bump May Be On the Way
I wanted to take a moment to update you on the potential changes to Social Security benefits for 2024. As I'm sure you know, the Social Security Administration calculates annual cost-of-living adjustments (COLA) based on the Consumer...
Read MoreReminder About The New Retirement Contribution Limits for 2023
The Internal Revenue Service has released new limits for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels.Individual Retirement...
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Market Assesses First Republic, GDP Report
Financial markets can be challenging to understand. And when markets enter a “bad news is good news” cycle, it becomes even more challenging to follow along.Stock prices rallied at the end of April after the Commerce...
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Election 2020: Managing Your Emotions
It’s a startling statistic.45% of consumers with $100,000 or more investable assets expect to make changes to their investments due to the upcoming 2020 presidential election.1Second-guessing your investment strategy is natural,...
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The Social Security Administration Announces 2021 COLA
On October 13, 2020, the Social Security Administration (SSA) officially announced that Social Security recipients will receive a 1.3 percent cost-of-living adjustment (COLA) for 2021. This adjustment will begin with benefits payable...
Read MoreWhat is your "Income in Retirement" for anyway?
I met with a client a couple of weeks ago just to go over what she has and review her income situation. She worked a normal job all of her life making decent money but saved just about everything that she made. She is what we often...
Read More7 Common Pension and 401(k) Mistakes
Rarely does a week ago by that we don’t have someone ask, “Which option should I take with my pension?” or “How can I get the most out of my 401(k)?” Recently, Kristin and I met with a retired woman who...
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Do You Have a Game Plan for the Rest of Your Life
A family that I met with seemed to be very concerned about their retirement future. As we discussed their financial situation, I discovered that they had done a wonderful job of preparing for retirement, saving more than $1 million....
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The Importance of Leveraged Business Planning
We’ve heard the stories about the architect whose house plans are never completed or the attorney with no estate plan. Those of us who manage our own businesses often get tied up in the day-to-day activities and miss the big...
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